Financing Your Study

 

Government Fees-Free study for first-time tertiary students

 

Are you eligible?

To find out if you are eligible visit this website https://www.feesfree.govt.nz/

In general full-time students, apprentices and trainees will qualify if they are:

  • are allowed to work and live in New Zealand permanently, or are an Australian or New Zealand resident who has lived here for at least three years; and
  • are not enrolled in school when their qualification starts, and either:
    -have been enrolled at a school in 2017, 2018 or 2019, or
    -have not undertaken previous study or training of more than 60 credits at Level 3 or above at a tertiary institution (except while at school), and
  • are enrolled in an eligible qualification

What is an eligible course?

Eligible qualifications are courses that:

  • are at Level 3 or above
  • for industry training only, are worth at least 120 credits
  • the fees-free policy for apprentices and industry trainees covers eligible programmes for up to two years. You can begin training anytime in the year and you will be eligible for your next 24 months fees-free.

The fees-free policy for apprentices and industry trainees covers eligible programmes for up to two years. You can begin training anytime in the year and you will be eligible for your next 24 months fees-free.

What does ‘Fees-free’ cover?

  • tuition fees
  • compulsory course costs, and
  • compulsory student services fees

There are however some other fees that are not part of ‘fees-free’ such as optional and occasional fees such as some course materials, and late fees which students will still need to pay.

When to Apply?

You should apply for your programme and to Study Link (if applicable) as soon as possible, and supply any supporting documents promptly. 

Already enrolled but getting statements? 

Already enrolled?  Thought you were eligible for Fees Free but you are getting monthly statements from WITT showing your tuition fees are outstanding?  Then please go to www.feesfree.govt.nz check your eligibility and then give us a call to let us know of your eligibility on 0800 WITT NZ (0800 84 88 69).

Any questions?

Call us on 0800 948 869 or email info@witt.ac.nz and we'll do what we can to help.    
 


It's important to take the time to plan how you will pay for your study costs and support yourself financially while you study. There are a number of options available to help you.

Studylink

StudyLink is a service of the Ministry of Social Development. They help students make informed choices about their student finance, how to apply for it and manage it online. StudyLink has a range of ways to help fund your study including Student Allowances and Student Loans.

https://www.studylink.govt.nz/

Student Loans

A Student Loan needs to be paid back and helps you to pay for:

  • your study fees (compulsory fees charged by your education provider)
  • study materials (e.g. books, computer, travel)
  • living costs

To get a Student Loan, you'll need to be either:

  • a New Zealand citizen or
  • ordinarily resident in New Zealand and either:
    -have been living in New Zealand for at least 3 years, and
    -have held a residence class visa for 3 years, or
    -be a refugee or protected person, or
    -be sponsored into New Zealand by someone in your family who, at the time you were sponsored, was a refugee or protected person.

Check out the StudyLink website at www.studylink.govt.nz for more information.

Student Allowances

A Student Allowance is a weekly payment to assist with your costs of living while you are studying. Student Allowances do not have to be paid back. In general, to get the Student Allowance you'll need to be:

  • 18 years old or over (some 16-17-year-olds can also get it)
  • studying a full-time course (or have StudyLink’s approval to study with a limited full-time status)
  • you need to be either:
    -a New Zealand citizen, or
    -ordinarily resident in New Zealand and either:
    -have been living in New Zealand for at least 3 years, and
    -have held a residence class visa for 3 years, or
    -be a refugee or protected person, or
    -be sponsored into New Zealand by someone in your family who, at the time you were sponsored, was a refugee or protected person.As part of the Student Allowance, you may be able to get an Accommodation Benefi t if you live away from your parental home while you study, or have a partner and your combined income is $441.80 or less per week (as at 1 April 2019). While receiving a Student Allowance you can also work and earn up to $203.13 a week (as at 1 April 2019)

As part of the Student Allowance, you may be able to get an Accommodation Benefit if you live away from your parental home while you study, or have a partner and your combined income is $441.80 or less per week (as at 1 April 2019). While receiving a Student Allowance you can also work and earn up to $203.13 a week (as at 1 April 2019)Permanent residents and Australian citizens will be subject to a 3 year stand down before they can receive a Student Allowance. 

Other Help

In addition, StudyLink may also be able to provide some additional assistance. This includes:

  • help during study breaks if you can’t find work (Jobseeker Support Student Hardship)
  • help when going from a Student Allowance to a benefit
  • help with accommodation costs
  • help with ongoing medical and disability costs
  • help with work costs
  • help with childcare costs
  • help in emergencies

For more information on what StudyLink can offer visit www.studylink.govt.nz

Work and Income

Work and Income may be able to help you with study costs if you receive a benefit and you may be able to get Working for Families Tax Credits from Inland Revenue.

For help, if you are on a benefit go to www.workandincome.govt.nz

For more information on Working for Families tax credits go to www.ird.govt.nz

Banks

Many New Zealand banks offer tertiary accounts which have many benefits for students including interest-free overdrafts, zero transaction or account management fees, access to loans in case of an emergency, and affordable insurance.

ANZ Bank: www.anz.co.nz

ASB Bank: www.asbbank.co.nz

Bank of New Zealand: www.bnz.co.nz

Kiwibank: www.kiwibank.co.nz

National Bank: www.nationalbank.co.nz

TSB Bank: www.tsbbank.co.nz

Westpac: www.westpac.co.nz

Scholarships - this is free money

Scholarships (also called grants or awards) are there to benefit students by providing financial assistance.

Scholarships are not just for ‘straight A’ students, they are for all kinds of students, from all walks of life. Find out more about the current scholarships we have available, and how to apply here. We suggest you find the ones that best fit you and apply for as many as you can.

WITT students have free access to givME, a national online database which lists over 3900 scholarships. Find out more by visiting the website - givME website

Contact the Scholarship Coordinator at scholarships@witt.ac.nz.